为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划贷款合同,英文 借款合同 LoanContract 贷款方(Lender)：身份证件号码(IDNumber.)：地址(Address)：电话(Tel)： 借款方(Borrower)：法定代表人(Representative)：职务(Title)：地址(Address)：电话(Tel)： 借款方是一家从事以下两种业务的公司： TheBorroweroperatestwodiscretebusinesses: 1.生产销售喷砂和抛光研磨纤维石产品； 1.Manufactureandsaleofthe“spray-stone”and“super-stone”products(“theStoneBusiness”); 2.生产销售柳制产品 2.Manufactureandsaleofwickerproducts(“theWickerBusiness”).现借款方打算停止开展柳制品业务。 TheBorrowerintendstoceaseoperatingtheWickerBusiness. 借款方因生产经营需要，向贷款方借款。双方本着互惠互利的目的，友好协商，特制订本合同。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Foritsproductionandoperation,theBorrowerintendstoborrowmoneyfromtheLender.Forthemutualbenefits,bothPartiesagreetoconcludethisContract. 第一条借款金额 Article1Amount 借款金额280,000美元(大写：贰拾捌万美元) US$ 贷款方在签订本书面合同之前，已向借款方提供280,000美元贷款。借款方在此确认已经收到贷款方通过银行转账方式提供的280,000美元贷款。 TheLenderagreestoadvancetheLoanUS$totheBorrowerpriortothesigningofthisContract.TheBorrowerherebyconfirmsthatithasreceivedtheLoanUS$ 第二条借款用途 Article2ScopeforUse 本合同所约定的贷款仅用于借款方生产销售砂石品业务，不得挪作它用。 TheloanhereofisonlyforBorrower’sStoneBusinessandshallnotbeappropriatedforotheruse. 第三条利率及还款期 Article3InterestandTerm目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 1.如果借款方在合同约定的还期限内还清借款，贷款方则不收取借款利息。 1.TheLenderagreesthatnointerestwillbepayableontheLoanforthetermoftheloanwhiletheBorrowerisnotindefaultofrepayment. 2.借款方应按照以下还款期向贷款方偿还借款： 在本合同签订之日起十二个月内偿还借款美元；在本合同签订之日起二十四个月内偿还借款美元；在合同签订之日起三十六个月内偿还借款美元。 2.TheBorroweragreestorepaytheLoantotheLenderinaccordancewiththefollowingrepaymentschedule: 3.借款方应根据贷款方合理要求的时间、场所和方式还款。 3.AllrepaymentsshallbemadeatthetimeandplaceandinthemannerreasonablyrequiredbytheLender. 第四条管理费用 Article4ManagementFee 1.借款方同意在借款期内，向贷款方支付管理费用，管理费用的金额为借款方砂石品业务销售总额%。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 1.TheBorroweragreestopaytotheLenderasumequivalenttoofthetotalincomereceivedbytheBorrower,fromthesalesturnoveroftheStoneBusiness,duringthetermoftheloan. 2.借款方同意自每一财务季度结束之日起三十日内向贷款方支付管理费用，付款时间表如下： 每年一月一日至三月三十一日期间的管理费用； 每年四月一日至六月三十日期间的管理费用； 每年七月一日至九月三十日期间的管理费用； 每年十月一日至十二月三十一日期间的管理费用。 2.SubjecttoclausetheBorroweragreestopaytheManagementFeetotheLenderinarrearsonorbeforethedate30daysfollowingtheendofthepreviousfinancialquarterinaccordancewiththefollowingpaymentschedule: ManagementFeecalculatedfortheperiod1January–31Marchdueofthesameyear. ManagementFeecalculatedfortheperiod1April–30Junedueofthesameyear.Managementfeecalculatedfortheperiod1July–30Septemberdueonofthesameyear. ManagementFeecalculatedfortheperiod1October–31Decemberdueonofthesameyear.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 3.本合同签订之日起的首个季度管理费用自开始计算。 3．ManagementFeedueinrespectofthefinancialquarterwithinwhichthedateofthisagreementfallswillonlybecomedueon 4.如果借款方在本合同签订之日起美元，借款方支付管理费用的义务自合同签订之日起两年后终止。4.IncasetheBorrowerrepaystheloanUS$ofthisagreementthentheobligationtopaytheManagementfeewillceaseattheendofthe2yearperiod. 第五条浮动抵押 Article5FloatingCharge 1.借款方以其现有的和将来拥有的生产设备、原材料、成品和半成品向贷款方提供抵押。 1.TheBorroweragreestochargetotheLenderallequipments,rawmaterials,finishedandunfinishedgoodsownednowandinthefuturebytheBorrower. 2.《抵押物清单》对抵押物价值的约定，并不作为贷款方依本合同对抵押物进行处分的估价依据，也不构成贷款方行使抵押权的任何限制。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 2.Thevalueofthechargedpropertiesstipulatedintheshallneitherbedeemedasthepriceofsalenorasanylimitonthechargee’sright,whiletheLenderexercisesitsright. 3.抵押物的相关有效证明和资料由当事人确认封存后，由借款方交与贷款方保管，但法律法规另有规定的除外。 3.Subjecttoanythelawsandregulations,anyinformationandcertificationsinrespectofthechargedpropertiesshallbehandedoverbytheBorrowertotheLenderaftersealed. 4.浮动抵押担保的范围为本金、利息、管理费、违约金、赔偿金以及实现债权所发生的一切费用，包括但不限于诉讼费、公证费、仲裁费、律师费、财产保全费、差旅费、执行费、评估费、拍卖费等。 4.Thefloatingchargehereofsecurestheprincipal,interests,managementfees,compensation,andanyothercostarisingfromtheenforcementoftheLender’srightpursuanttothisContract,includingbutwithoutlimitationcourtfee,costfornotarization,arbitrationfee,attorneyfee,feeforcustody,travelingexpense,compulsoryexecutionfee,assessmentfeeandauctionfee.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 5.借款方应自本合同签订之日起三十日内向有关部门办理本合同的审批、备案和登记等事宜，所产生的费用由借款方承担。 5.TheBorrowershallapplyforadministrativeapproval,record-keepingandregistrationonitsownfeeinthirtydaysfromthesigningofthisContract. 6.借款方应当合理使用和妥善保管抵押物，如抵押物的价值比本 (Translation) MortgageContract No.—032 hereinafterreferredtoasthemaincontract)signedby(borrower)andPartyAPartyBiswillingtousethepropertyownedordisposableaccordingtolawsasmortgage;Throughverification,PartyAagreestoacceptthepropertymortgageofPartyB; Accordingtorelevantlawsandregulations,basedonmutualnegotiations,Party AandPartyBmakeagreementinthefollowingarticles: Article1CollateralofPartyB目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 PartyBusesthepropertyintheListofCollateral(appendix)formortgage.Party Bguaranteesitsownershiporrightofdisposalaccordingtolaws. Article2MethodofMortgageGuarantee 1.Whenthedebtstipulatedinthemaincontractisdue,theguaranteeresponsibilityoftheloanprovidedbyPartyAtoPartyByetnotrepaidbyPartyBisascertainedaccordingtothescopeofmortgageguaranteeinArticle3ofthiscontract;beforethedebtstipulatedinthemaincontractisdue,ifPartyAconductsrecourseontheborrowerinadvanceaccordingtothemaincontract,PartyBshallalsotaketheguaranteeresponsibilitywiththecollateral.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 2.IfPartyAandPartyB(orborrower)makewrittenagreementofextendingdurationonthedebtduration,interestrate,amountandetc.stipulatedinthemaincontract,orPartyAmakesanadjustmentintheinterestrateaccordingtothemaincontractduringthedebtdurationstipulatedinthemaincontract,itisnotnecessaryto getconsentfromPartyBortoinformPartyBandPartyBagreestoall,thenthemortgageguaranteeresponsibilityundertakenbyPartyBshallnotbeaffected. Article3ScopeofMortgageGuarantee Thescopeofmortgageguaranteeincludestheentireprincipalstipulatedinthemaincontract,interest,overdueinterest,penaltyinterest,compoundinterest,defaultfine,compensationforloss,allchargestoenforcethemortgagerightandrealizethecreditor’srights(includingbutnotlimitedtolegalcosts,arbitrationfees,costsofpreservation,announcementfees,assessmentfees,appraisalcharges,auctioncosts,travelexpenses,communicationexpenses,counselfeesandetc.)andallotherpayableexpensesofthedebtorinthemaincontract. Article4CustodyofOwnershipCertificateandRegistration oftheCollateral目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 PartyBshalldeliverownershipcertificateofthecollateraltoPartyAonthedateofcontractsigning,andbothpartiesagreethatwithindaysafterthecontractissigned,PartyBshallunconditionallyassistPartyBwithrelevantmortgageregistrationprocedures.OwnershipcertificateofthecollateralshallbeinthecustodyofPartyAduringmortgageperiod. Article5Whenthereareothermortgageguarantee,pledgeguaranteeorguaranteesinthecreditor’srightsofPartyA,ifPartyAgivesuporremovesothermortgageguaranteeandpledgeguaranteeordismissesguaranteeresponsibilityofguarantees,PartyBshallstilltakemortgageguaranteeresponsibilityregardingParty Aaccordingtoarticlesstipulatedinthismortgagecontract. IfPartyAsuspendsgrantingtheloanthathasnotbeengrantedorcollectsgrantedloaninadvancebasedonthearticlesinthemaincontract,theguaranteeresponsibilityundertakenbyPartyBaccordingtothiscontractshallnotbeaffected.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Article6CostBearing Relevantcostsstipulatedinthiscontractsuchasassessmentfees,insurancepremium,appraisalcharges,registrationfees,custodychargesandetc. Article7CustodyoftheCollateral 1.Duringthemortgageperiod,thecollateralshallbeincustodyofPartyBortheentrustedagentofPartyB;PartyBandtheentrustedagentofPartyBshallmaintainpropercustodyofthecollateralandhavetheobligationofrepair,maintenanceandkeepingitintactandshallaccepttheinspectionofPartyAatanytime. Themortgageperiodreferstotheperiodfromthedaythiscontractcomesintoeffecttotheexpirationdayofstatuteoflimitationsofcreditor’srightsstipulatedintheLoanContract. 2.Duringthemortgageperiod,PartyBshallnottakeanyactionsthatwillreducethevalueofthecollateral;ifsuchactionsoccur,PartyAhastherighttodemandParty目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Btostopandrecoverthevalueofthecollateral,ortoprovidenewcollateralacceptedbyPartyAwithin2daysafterPartyAinformsPartyB.CostsresultedfromtherecoveryofthecollateralofprovidingnewcollateralshallbeundertakenbyPartyB. 3.PartyBshallpurchasepropertyinsuranceforthecollateralduringthemortgageperiod,andthefirstbeneficiaryofthepropertyinsuranceshallbePartyA.InsurancedocumentsshallbeincustodyofPartyA.Duringthemortgageperiod,iflosseswithintheinsurancescopeofthecollateraloccurorthevalueofthecollateralisreducedbecauseoftheactionsofthethirdparty,insurancecompensationorcompensationforlossesshallbeusedtoliquidatethedebtstipulatedinthemaincontractinadvanceorshallbedepositedbyPartyBintheaccountappointedbyPartyA,andPartyBshallnotuseduringthemortgageperiod. Article8Duringthemortgageperiod,ifthecollateralcausesenvironmentalpollutionorotherdamages,PartyAaloneshalltaketheresponsibility.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Article9Duringthemortgageperiod,withoutwrittenconsentfromPartyA,PartyBshallnotgiveaway,remove,rent,transfer,remortgageordisposeinotherwaysthecollateralstipulatedinthiscontract. Article10Duringthemortgageperiod,withwrittenconsentfromPartyA,paymentreceivedfromthetransferofthecollateralbyPartyBshallbeusedtoliquidatethemortgagedcreditor’srightsofPartyAinadvance. Article11Intheexpirationofthetimelimitofthemaincontract,iftheborrowercannotliquidatethedebt,PartyBhastherighttodiscountthecollateralortakepriorityincompensationwiththepaymentfromtheauctionorsellingoffofthecollateral.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Article12PartyAhastherighttorealizethemortgagerightthroughdisposalofthecollateralinadvance,suspendthegrantofloanstipulatedinthemaincontractorcollecttheprincipalandinterestofthegrantedloanstipulatedinthemaincontractinadvancewhenoneofthefollowingcircumstancesoccur: 1.Therearedefaultsofthearticlesoragreementstipulatedinthemaincontractmadebytheborrower; 2.ThereareviolationsofintheagreedresponsibilitystipulatedinArticle4,Article7,Article8,Article9andArticle10ofthiscontractorotheractionsofdefault;orPartyBfailstofulfillresposibilitiesstipulatedinthiscontract. 3.WhenPartyBisalegalpersonorotherorganizations,situationsthatwillaffectitsabilitytoliquidatedebtsorlackofgoodfaithindebtliquidationoccursuchassuspensionofbusiness,suspensionorannulmentofbusinesslicense,applicationor beingappliedforbankruptcy,dissolutionandetc. 4.WhenPartyBisanaturalperson,deathwithoutheirsordeviseesoccurs;目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 5.WhenPartyBisanaturalperson,heirsordeviseesofPartyBgiveuptheinheritanceorbequestandrefusetofulfilltheobligationofrepayingloanprincipalandinterest; 6.Othereventsthatwillendangertherealizationofcreditor’srightsofPartyAstipulatedinthemaincontract. Article13ResponsibilityforBreachofContract 1.IfPartyBviolatesArticle7ofthecontractthroughreductioninthevalueofthecollateralresultingfromthecarelessnessintherepairandmanagementofthecollateral,oractionsofPartyBdirectlyendangerthecollateralandresultinthereductioninthevalueofthecollateral,PartyAhastherighttodemandPartBtoimmediatelystoptheviolatingactionstowardsthemortgagerightofPartyA,todemandPartyBtoprovideothercollateralacceptedbyPartyA,andtodisposethecollateralinadvance. 2.IfPartyBviolatesArticle9ofthecontractandarbitrarilydisposesthecollateral,theactionisnotvalid;PartyAhastherighttodemandPartBtoimmediatelystoptheviolatingactionstowardsthemortgagerightofPartyA,todemandPartyBtoprovideothercollateralacceptedbyPartyA;目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 3.IfPartyBconcealsthefactthatthecollateralisinvolvedinco-ownership,disputes,seal-up,impoundment,rent,existingmortgage,legalpriorityrightwithlowermortgageright(includingbutnotlimitedtopriorityrightofconstructionprojectpayment)ornoownershipordisposalrightofPartyBandetc.,PartyAhastherighttodemandPartyBtoprovideothercollateral/pledgepropertyacceptedbyPartyA; 4.Whenanyoftheabovecircumstancesviolatingthecontractoccurs,ifPartyBfailstoprovideothercollateralaccordingtotherequirementsofPartyA,PartyBshallpayPartyBadefaultfineamountingtooftheloanprincipalstipulatedinthemaincontract.IfeconomiclossesarecausedtoPartyA,PartyBshallcompensatePartyAforalltheeconomiclosses. Article14PaymentfromExerciseoftheMortgageRightbyPartyAShallbeAssignedinPriorityoftheFollowingOrder: 1.Paymentofchargesrelatedtotheexerciseofthemortgageright;目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 2.LiquidationofinterestpayablebytheborrowertoPartyA; 3.Liquidationofloanprincipal,defaultfine(includingpenaltyinterest),compensationandetc.payablebytheborrowertoPartyA;; 4.Paymentofothercost. Article15Delivery Exceptforotheragreement,bothpartiesdesignatethecommunicationmethodandcontactaddressstipulatedinthecontractasthebasis,andanywrittennotificationdeliveredtotheaddressshallbeconsideredeffectivearrival.PartyBshallpromisethatifthereisanychangeinthecommunicationmethodandcontactaddress,PartyAfailstonotifytheotherpartyaboutthechangeinthecommunicationmethodorcontactaddressaccordingtotheagreementresultinginthispartynotreceivingthenotificationfromtheotherparty,thispartyshallundertakecorrespondingconsequencesbyitself.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 ThesigningofpersonnelauthorizedbyPartyBorarrangedbyPartyAforcome-and-gofiles,legalpapersorrelevantnotificationsshallberegardedasthearrivaltoPartyB,exceptthatPartyBexplicitlynotifiesPartyAinthewrittenformthatthepersonnelisnotentitledtosignthecome-and-gofiles,legalpapersorrelevantnotifications. Article16TermsofCompulsoryExecution 1.PartyAandPartyBbothconfirmthataccordingtorelevantlawsandregulations,theyhavespecificunderstandingofthedefinition,content,procedureandeffectofnotarizationthatgivescompulsoryexecutioneffect,andthroughconsciousconsideration,allpartiesagreetoapplytothenotarizationauthorityfornotarizationandgivethiscontracteffectofcompulsoryexecution. 2.PartyBpromisestoacceptcompulsoryexecutionaccordingtolawswhenfailingtofulfillorcompletelyfulfillobligationofrepaymentstipulatedinthecontract;PartyBgivesuptherightofpleadings.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 3.WhenPartyBfailstofulfillrelevantobligationsstipulatedinthecontract,PartyAhastherighttoconductcollectionandinterpellationtoPartyBthroughmaildelivery,telephonenotification,announcementdeliveryandetc.PartyBshallfulfillrelevantobligationsstipulatedinthecontractwithinthreedaysafterthecollectionandinterpellationofPartyA.IfPartyBstillfailstofulfillrelevantobligationsstipulatedinthecontract,PartyAhastherighttoapplytonotarizationauthorityforexecutioncertificate. 4.AgreeditemsinadvanceabouttheverificationcontentsandmethodsofthenotarizationauthoritybeforetheExecutionCertificateisissued:ifPartyBfailstofulfillorcompletelyfulfillguaranteeresponsibility,PartyAprovidesthenotarizationauthoritywithevidenceofPartyB’sfailureoffulfillment.BasedontheapplicationofPartyA,beforetheExecutionCertificateisissued,thenotarizationauthorityverifiesthefactofPartyB’sfailureoffulfillmentorproperfulfillmentofguaranteeresponsibilitythroughlettersortelephones(faxes)accordingtothecontactaddressorcontacttelephonestipulatedinthecontractbefore.PartyBshallsubstantiallyrespondtotheverifiedcontentsmadebythenotarizationauthoritywithinfivedaysaccordingtotherequirementsofthenotarizationauthority,otherwisenodisagreementfrom 借款人：目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Borrower: 贷款人： Lender: 抵押人： Mortgagor: 保证人： Surety: 出质人： Pledgeor: 为明确各方权利和义务，根据《合同法》、《贷款通则》和其他有关法律、法规，订立本合同。ThisContractismadeinlinewiththeContractLawofthePeople'sRepublicofChinaandTheGeneralProvisionsofLoansofthePeople'sBankofChinatospecifytherightsandobligationsofpartiesinvolved. 借贷条款 LoanBorrowingClause 第一条借款金额。见 Article1.Amountofloan:Referto 第二条借款用途。见 Article2.Purposeofloan:Referto 第三条借款期限。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Article3.Lifeofloan 3．1见36．3。 Referto 3．2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款 人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项 如与本合同不一致的，以本合同为准。 AcertificateofindebtednessoraloanvoucherisanintegralpartofthisContract.Thedateofadvanceandpaymentduedateshallfollowthedatespecifiedonthecertificateofindebtednessorloanvoucher.WherethereisanyinconsistencybetweenthestipulationsonthecertificateofindebtednessorloanvoucherandtheTermsandConditionsonthisContractexceptdate,thelattershallprevail. 第四条借款划付。在借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见36．4。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 第五条Article4Transferringofloan.ThefullamountofloanshallbetransferredtoanAccountdesignatedbytheBorrowerwithin5workingdaysfromthedateofcompletingborrowingprocedure.Refertoforthefrequency,timeandamountoftransferring 第五条借款利率和计息。 Article5.Interestrateofloanandcalculation 5．1借款利率。本合同项下借款利率根据国家有关规定，确定利率见—36—．5。遇利率调整时，借款期限在1年(含)以下的，执行合同利率，不分段计息；借款期限在1年以上的，实行分段计息，从利率调整的次年1月1日开始，按相应利率的档次执行新的利率；如借款人未按约定时间归还借款本息或未按合同约定用途使用借款，贷款人将按国家规定对借款人计收罚息，罚息率见36．6。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Interestrateofloan:TheinterestrateunderthisContractisspecifiedininlinewithrelevantrules.Incaseofchangeofinterestrate,theinterestratestipulatedintheContractshallprevailforloanswithalifeoflessthanorequaltooneyear;Forloanswithalifeexceedingoneyear,theinterestshallbecalculatedonamulti-stagebasis,FromnextJan.1stfollowingtheadjustmentofinterestrate,thenewrateshallprevail.IncasetheBorrowerfailstorepaytheprincipalandinterestbeforetheduedate,orfailstousetheloanforpurposesasagreedinthisContract,thelendersha(转载于:写论文网:贷款合同,英文)llbeentitledtocollectdefaultinterestinlinewithrelevantrules.Thedefaultinterestrateisspecifiedin 5．2遇利率调整时，实行分段计息的，贷款人有权根据国家有关规定自行调整，不另行通知借款人。 Incaseofcalculatinginterestonmulti-stagebasisduetoadjustmentofinterestrate,thelendershallbeentitledtoadjusttheinterestrateonhisownwithoutfurthernoticetotheBorrower. 第六条还款方式。 Article6TypeofRepaymentofLoan 6．1借款人应在贷款人开设帐户，户名和帐号见36．7，并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用(含律师费和诉讼费)。如 该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 TheBorrowershouldopenanaccountwiththeLender(Theaccountnameandaccountnumberarespecifiedin)andpromisetodepositsufficientmoneyforrepaymentbeforeeachduedate.TheBorrowerherebyauthorizestheLendertocollect,ifany,compoundinterest,defaultinterest,liquidateddamage,premium,compensationandexpensesarisingfromtherealizationofcreditor’sright(includinglawyer’sfeeandcourtexpense)inadditiontodueprincipalandinterestofloan.IncasetheassetinthisAccountisnotenoughforrepaymentofdueprincipalandinterest,theLendershallbeentitledtocollectfromanyAccountopenedbytheBorrowerwithanybranchofICBC. 6．2贷款人与借款人双方商定，自贷款发放次月起，借款人按月归还贷款本息(一次性还本付息除外)，还款期数及还款方式见36．8。 TheBorrowershallrepaytheprincipalandinterestonamonthlybasis(Exceptrepayingprincipalandinterestinalumpsum)fromthesecondmonthfollowingtheissuingofloan,asagreedbetweentheBorrowerandLender.Therepaymenttenorsandtypearespecifiedin目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 6．3借款期间遇利率调整，如执行本合同5．1条实行分段计息的，对借款期限在1年以上的，应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整，重新计算还款金额。 Incaseofmulti-stagecalculationofinterestasspecifiedinduetoadjustmentofinterestrateduringthelifeofloan,therepaymentamountforloanswithalifeexceedingoneyearshallberecalculatedonthebasisofbalanceofunpaidloanandtherestofrepaymenttenorfromnextJan.1stfollowingtheadjustmentofinterestrate. 6．4借款人提前归还贷款须经贷款人书面同意，，提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。 RepaymentoftheloanaheadofschedulebytheBorrowershallbesubjecttowrittenconsentfromtheLender.TheinterestofprepaidamountshouldbecalculatedonthebasisofratespecifiedinthisContractandactualdays. 第七条担保方式。本合同的担保人及担保方式见36．9。具体约定由本合同中相应的担保条款确足。目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划 Article7Guarantytype.TheGuarantorandguarantytypeunderthisContractisspecifiedinThespecificstipulationsarestatedincorrespondingguarantyclauses. 第八条借款人的权利、义务。 Article8RightsandobligationsoftheBorrower. 8．1借款人的权利： RightsoftheBorrower. 按本合同约定的期限和用途取得和使用借款； ObtainandusetheloanfortheperiodandpurposesasagreedinthisContract.目的-通过该培训员工可对保安行业有初步了解，并感受到安保行业的发展的巨大潜力，可提升其的专业水平，并确保其在这个行业的安全感。
